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It seems credit card companies would be interested in frugal customers during these economic times. This is why I was surprised with the new trends the companies have established. It is a show of responsibility to know how and when to cut back on spending. This isn't the case with the credit card companies though. They consider frugal customers too expensive to hold onto. So they can close your account, raise your interest rates or lower your credit limit without notice based on a change in your spending habits. You can then choose to meet the new terms or opt out and close the account. And it is possible the new terms will set a limitation as to when you can pay off an account.

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